Back GUIDES

Fees and Costs when
buying a property

30th Oct 2025  ·  by Cecilia Andersson

Second-Hand

Purchase Costs: Approximately 9%
(Includes 7% purchase tax and around 2% for notary fees, property registry registration, and legal representation.)

Fees and Costs

New Development

Purchase Costs: Approximately 13.2%
(Includes 10% VAT, 1.2% stamp duty, and the remaining 2% for notary fees, property registry registration, and legal representation.)

Expenses After the Purchase

The costs associated with the property can vary in amount, and it’s important to be aware of these costs in advance. Some common expenses include the following:

  • IBI (Municipal Property Yearly Tax)
  • BASURA - Waste Collection
  • COMUNIDAD - Community Fee (the amount depends on the size of the property, the number of members, and the level of facilities and maintenance)
  • ELECTRICIDAD - Electricity
  • AGUA - Water
  • SEGURO DE HOGAR - Home Insurance
  • TV and Internet. High-speed internet, usually delivered via fiber, is now available at very competitive rates. In most cases, the provider charges only for the subscription, with installation usually free of charge.

Cecilia Andersson
CECILIA ANDERSSON Founder & Real Estate Agent